About Us...
We are a firm of independent financial advisers based in Westgate-on-Sea near Margate, Kent, UK and we serve a wide client base locally in Westgate, Margate, Ramsgate and Broadstairs and all across Thanet and Kent. Many clients indeed live further afield and have utilised our services for many years and we have grown together in that time. We provide advice to both individuals and companies on all aspects of financial planning, through a long term approach of fully understanding our clients' needs, wants and aspirations and then prioritising objectives.
As fully independent and established advisers serving Kent and beyond, our clients benefit from our being able to offer advice on the broadest range of products and services. Whether it be for investment advice, retirement planning, inheritance tax planning, pensions or simply reducing costs, we have many years of experience in finding the most suitable solution for our clients' needs.
We provide advice and help following a personal / business financial review which can take place at a convenient time and place. Some of the areas covered include Investments, Pensions, Life Insurance, Family Protection and Income Protection. Usually a review will start with a very broad discussion of your concerns and aspirations, before moving on to a thorough financial review.
Following your initial review, we will take time to consider your situation, investment and insurance needs and priorities before writing a detailed financial report. We will discuss this face to face in a follow up meeting in which we'll fully explain our recommendations and agree affordable priorities to assist you in achieving your financial objectives.
Our charges can be structured in several ways. Some of our clients prefer a fee-based approach, whilst others are more comfortable with a commission basis. Either way will result in our fully disclosing our fees in an open and transparent manner.
Our People
Ryan Alamilla - Cert PFS A.S.W.W. - Senior Partner
ryan@hythe-ethical.co.uk
Ryan started his working life in the Armed Forces with 3 years regular service in the Cavalry and continued service for 6 years in the T.A.V.R. with the Westminster and Berkshire Dragoons.
Ryan is married with 2 children and 2 grandchildren. His pastimes include being a member with the R.A.O.B in London and a Council Member of the Westminster Dragoons.
Working in Financial Services across Kent for 18 years, across all the various fields/disciplines until leaving NatWest Bank where he became a Senior Financial Planning Manager and set up Hythe Ethical in 1997. Ryan has a very strong and detailed knowledge of Investments, Probate and Wills as well as Inheritance Tax Planning and these are areas he particularly enjoys.
He enjoys Golf and Riding, which he now has to limit due to a false hip, the result of a parachute accident with the Army.
Richard Longley Cert Dip Cert CII (MP) - Partner
richard@hythe-ethical.co.uk
Educated at Stoneham School in Reading, Richard joined NatWest Bank where he worked his way through the various departments of the banking world in various Kent locations before focusing on Financial Services providing financial advice to NatWests clients.
In 1993 Richard was involved in the launch of NatWest Life, NatWests in-house insurance company. Having qualified with his Financial Planning Certificates, Richard decided to leave the Bank at the end of 1996 and with the experience gained as an Independent Insurance Broker, he joined Ryan as a Partner of Hythe Ethical.
Penions, Family Protection and Income Protection are specialities for Richard to compliment his growing Investments knowledge.
He is married with three young girls and his sports are Golf and football.
Chris Jenkins Cert Dip Cert CII (MP) - Financial Consultant
chris@hythe-ethical.co.uk
Educated at Astor College of Arts, Chris went on to South Kent College Dover 1999, studying Advanced Business and Finance where he was awarded a Distinction Grade.
Chris joined Hythe Ethical as a trainee Financial Adviser in 2001and studied for his CMAP mortgage qualification and Financial Planning Certificates 1, 2 and 3 passing all four examinations first time.
Having gained experience accompanying the Partners, Chris is now fully qualified as an Independent Financial Adviser, actively managing his own clients and enjoying the challenge of building a strong portfolio from all across the Kent area.An extensive range of knowledge covering everything from Mortgages to Family and Income Protection are what Chris enjoys as is a keen interest in the Stock Market and the Investment arena.
Chris enjoys the Gym and generally keeping fit.
Sam Secomb Dip PFS - Business Development Manager
samantha.secomb@hythe-ethical.co.uk
Sam has recently joined Hythe Ethical to strengthen the team from a Business Development and Training perspective. She has been in the Financial Services Industry since 1990 and at one time advised clients as an Independent Financial Adviser but now uses her considerable technical skills to support the advisory staff and partners.
Sam is also skilled in developing new client relationships and strategic business partners.
Following in her family tradition Sam is a 3rd generation dance treacher and a professionally qualified associate teacher in Ballroom and Latin dance.
Glyn Williams - Operations Manager
glyn@hythe-ethical.co.uk
With over 28 years experience in Banking in Kent and Sussex combined with the practical experience gained running a successful Kent based media company, Glyn is ideally qualified to deliver the systems and process efficiencies that underpin Hythe Ethical's commitment to service excellence. Born and bred in Thanet he has strong ties with the area and the people living and working in it.
Financial processes and procedures are continually monitored and adjusted to comply with current legislation and to achieve greater efficiencies and cost savings.
Married with 2 children, Glyn is a committed rock climber who has conquered many challenging climbs. He is also a fully qualified BSAC Dive Leader.
Carol Scholes - Personal Assistant
carol@hythe-ethical.co.uk
Carol joined Hythe Ethical in 1998 as an Administrative Assistant after a long career in Lloyds TSB.
Having worked for 13 years in various branches in East Kent Carol became Assistant Manager of a very efficient and successful Customer Services Centre.Carol is a very strong and capable assistant to the various advisers and her financial background is particularly valuable.
She lives locally in Ramsgate with her daughter and is an active member of Girl Guiding UK, running a Rainbow Guides Unit working as District Rainbow Guide Assistant. A trip to Kenya in Summer 2008 demonstrated the real value she derives from this involvement.
Carol enjoys all aspects of Craftwork, especially Scrapbooking and is a 'dab hand' with a needle and thread! As you might imagine she is permanently busy.
Sara Lintott - Personal Assistant
sara@hythe-ethical.co.uk
Sara was mainly educated in Jamaica leaving those sunny shores for the somewhat cooler UK and Kent in 1987. Some temporary employment led to the YTS scheme and subsequently NatWest where she was for 20 years.
Many roles were undertaken from cashiering to a Deputy Managerial role in a local Kent branch. Joining Hythe Ethical in Mar 2008 Sara has a wealth of customer service training in financial services to tap into for the benefit of Hythe Ethical customers.
Married with two children Sara enjoys holidaying and singing, which she in fact did professionally for 12 years