Whether you are a first time buyer, moving house or just looking to improve your existing arrangements, there are many different types of mortgage available. Hythe Ethical can streamline and manage mortgage selection, ensuring you choose the right mortgage to meet your particular needs. 

• We discuss with you the different types of mortgage available to your circumstances.
• We discuss with you the different types of mortgage available to your circumstances. We then research the mortgage market to find the best mortgage package for you. We can access schemes, many of which have been especially negotiated for our clients but are not available to the general public. 
• We explain the risks that are associated with all types of mortgages.
• We complete all the paperwork with you.
• Provide you with a fully detailed mortgage report that explains all the features, benefits, costs, advantages and disadvantages.
• Liaise with the mortgage lender, solicitor and estate agent to provide you with your letter of mortgage offer as quickly as possible.
• If necessary we will advise you on and arrange the life assurance, pension or other repayment vehicle that is required by the mortgage lender.

Your home may be repossessed if you do not keep up repayments on your mortgage. 

Commercial Mortgages

• Buy-to-Let 

• Business properties. 

• Investment properties. 

• Advice and recommendations on mortgages, based on your individual requirements and current market availability. 

• Independent of any particular lender.

• Provide information on a mortgage you have already chosen

Overseas Mortgages

• Things work differently in each country.

• Overseas Euro mortgages. 

• Independent overseas solicitor that speaks your language.

• Full practical advice

Equity Release/Reversion Mortgages

• Recommendation and advice

Buy to let and commercial mortgages are not regulated by the Financial Services Authority. Your home and / or commercial premises may be repossessed if you do not keep up repayments on your mortgage.

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